With over 20 years of experience in the mortgage industry, I specialize in helping individuals and families navigate the path to homeownership. As a licensed and certified Mortgage Loan Originator, I’m passionate about providing tailored loan solutions, whether you’re a first-time homebuyer, looking to refinance, or investing in real estate.
I’ve successfully closed over $500 million in loans and I take pride in simplifying the mortgage process for my clients. Transparency, integrity, and exceptional service are at the heart of my work.
I'm a graduate of California State University Sacramento with a Business Degree in Finance and Economics. When I’m not assisting clients, you can find me on the golf course or in the gym. My greatest accomplishment is family... my wife Andrea and our 3 boys 😊
Let’s work together to make your homeownership goals a reality—reach out today!
Tom Fernandez
